Mercury Auto Insurance currently serves 11 states and its rates tend to be less expensive than national averages; however, state requirements and other factors could play a factor.
Your student discount or installation of anti-theft features on your vehicle could qualify you for discounts, or the RealDrive program could reward low mileage drivers and save.
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Mercury Insurance Services offer all standard car and home coverages with some optional extras for both. They also offer discounts for anti-theft features and electronic signatures. Their auto policy can also be coupled with their MercuryGO telematics device which monitors your driving habits like speeding, phone fiddling and brake slamming to reward safe behavior and lower your rate.
However, while customers generally seem pleased with Mercury’s customer service and claims handling capabilities, there has been some negative online feedback regarding high rates and premium increases due to shifting markets or changes in state insurance regulations or other factors beyond Mercury’s control.
Overall, Mercury Insurance provides drivers who seek an economical auto policy with comprehensive add-on options an attractive choice. Bundling both policies is one effective way to save on both policies, with bundle discounts usually applied when bundling policies together. Plus, their exclusive line of discounted vehicles may help keep upgrade costs within budget.
Bankrate’s home and auto insurance comparison tool makes it easy to get multiple Mercury Insurance quotes side-by-side to get a clear idea of where this provider stands in comparison with 10 major insurers. We compare Mercury rates against those from all of these providers so you have an in-depth view of where Mercury ranks within their industry.
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Mercury Insurance offers an assortment of auto coverages designed to safeguard you against damage, theft and injuries caused by accidents or unexpected circumstances. Your car’s make and model, age and driving record will all have an effect on the rate you pay; drivers with clean records typically paying less.
To obtain an accurate quote, it’s essential that you provide an in-depth profile of both vehicle and driver. Furthermore, please include your home address, driver’s license number and any other relevant personal data into Mercury’s secure online quote tool for easy entry of this data allowing you to compare quotes side-by-side and find the most affordable rates and coverages.
Your Mercury insurance agent will assist in helping you determine the appropriate level of coverage. In general, full coverage costs more than minimum requirements but provides for repairs or replacement in case of accident or theft as well as medical costs if anyone involved in an accident is injured.
Mercury Insurance Group provides various discounts to help customers save, such as multi-car and auto/home bundle discounts, safe driving discounts, good student discounts (provide documentation to qualify), pay in full discounts and more. These savings can significantly lower rates while simplifying insurance management.
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Mercury car insurance policies offer drivers affordable car protection that go above and beyond state minimum requirements, providing extra protection from expensive damages and repairs. Furthermore, Mercury also offers home and umbrella policies to provide extra security against the unexpected.
As with other insurers, Mercury bases its rates on several factors. Your car and driving record both play an integral role in your costs; having an immaculate record could lead to lower rates; on the other hand, any speeding tickets you accumulate could increase them substantially.
Location can also have a major effect on insurance premiums. Neighborhoods with higher crime and auto theft rates could result in higher insurance costs; additionally, older cars lacking modern safety features could cost more to insure.
Mercury Insurance Group offers discounts to help customers save on auto and homeowners insurance policies. One such discount is for drivers with high academic marks; bundling your policies together may also result in savings; it’s wise to consult your agent regularly in order to make sure that the coverage limits and deductibles meet your current needs.
Lemonade can provide quotes from Mercury car insurance as well as other top insurers. We will display average monthly costs based on a driver living near you with similar coverage levels and driving histories.
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Mercury Insurance boasts some of the lowest auto insurance rates available in their states of availability, making them an appealing option for budget-minded drivers and homeowners. Unfortunately, there have been complaints regarding customer service delays and claims processing issues, making some shoppers suspicious of Mercury.
Mercury can help you discover whether it’s right for you by providing an agent with a quote. They will discuss coverage options and discounts that can help customize your policy as well as ways to save on car insurance, such as being eligible for discounts based on academic achievement or making upfront or automatic payments; you might even qualify for discounts if it has been five years since your last accident!
Mercury Insurance also offers home and renters insurance policies to provide protection from fire, theft and other hazards. Depending on your state of residence, flood and earthquake coverage can also be added for maximum coverage.
To determine whether Mercury home insurance is right for you, discuss coverage options and discounts with your agent to personalize a policy to suit your specific needs. They can also offer tips to keep your family safe on the roads; installing safety features can even lower insurance rates!
